Last month, it was revealed that the government expects to forgive at least $108 billion in student debt in the coming years. But with different plans and complicated rules, some borrowers will be forgiven more than others.

The $108 billion to be forgiven will benefit borrowers with an income-driven repayment plan, which includes a monthly payment of 10% from their discretionary income and forgiveness of any balance after 10, 20, or 25 years.

This plan provides the biggest benefits to newer graduates, while older borrowers who have different plans have been paying their debts for years. This has created resentment from some borrowers, who even if they are not struggling with debt, feel that they are being treated unfairly.

The student loan process is expected to change under President-elect Donald Trump, but those changes and how they affect borrowers are yet to be determined. 

Read the full article by The Wall Street Journal here.