According to a new report published by the Urban Institute, students from more privileged backgrounds are more likely to earn high paying degrees.

Overall, the number of students who pursued a graduate degree after earning a bachelor’s degree increased from 34 percent to 39 percent between 1993 and 2008. And although graduate students make up 14 percent of the overall college population, they held nearly 40 percent of the trillions of dollars-worth of student loan debt in 2014.

In the report, it was found that 45 percent of students who came from wealthier backgrounds pursued graduate degrees, while 39 percent of lower income students did the same. After 10 years, 76 percent of the wealthier students had completed their graduate programs while only 64 percent of those from poorer backgrounds finished.

As for racial disparities, white students continue to make up a majority of graduate students, although compared to other racial groups, a larger share of black bachelor’s degree students pursue graduate degrees.

To read the full article by The Atlantic, click here.