As baby boomers retire, their Social Security checks are increasingly being reduced to recover unpaid student loans.

Since 2001, the government has collected $1.1 billion in Social Security money to go toward student debt. The typical borrower, age 50 or over and receiving disability benefits, lost about $140 a month from their checks in 2015.

The government has loaned nearly $1.3 trillion to college and graduate students, and there are various plans that borrowers can choose to repay those loans. Some borrowers, however, cannot repay them. Borrowers deemed totally disabled have their student debt erased, while others can have their debt forgiven after a certain number of years. This is where the government must recover those lost repayments.

Consumer advocates say that the government has become too aggressive in collecting student loans from Social Security-drawing retirees because most recipients rely on Social Security as their primary source of income.

To read the full article by The Wall Street Journal, click here.