The Student News Site of University of Kentucky

Kentucky Kernel

The Student News Site of University of Kentucky

Kentucky Kernel

The Student News Site of University of Kentucky

Kentucky Kernel

What to know about student loans before getting married

Madison Rexroat October 23, 2017

Marriage is a big life step, but it also comes with huge financial impacts, one of which is your student loan payments.Before getting married, each person should be clear about how much student debt they...

Do student loans go to heaven? What happens to debt when you die

Madison Rexroat June 29, 2017

If there is a less appealing subject to think about than death, it’s student loans. So what happens when you combine the two? Depending on what kind of loan you have, your student loans could outlive...

As student debt increases, learning a trade sees new advantages

Madison Rexroat June 28, 2017

College degrees are still valuable assets in a competitive job market. In fact, a Federal Reserve study found that college graduates earn nearly $830,000 more in their lifetime than non-college graduates....

Working to pay for college isn’t as feasible as it was 30 years ago

Madison Rexroat June 13, 2017

College is obviously a significant cost that students rarely pay for themselves without parental assistance, scholarships or student loans. Since 1979, working your way through college has become almost...

Risk-sharing could be the solution to student loans

Madison Rexroat June 9, 2017

Taking on student loan debt isn’t the only way to pay for a college education. Though not new, income-share agreements (ISAs) are becoming more and more appealing as students, parents, schools and policy-makers...

Personal finance classes in college

Madison Rexroat May 31, 2017

Should colleges require students to take personal finance classes? That is the question among educators as student loans and debt are a bigger issue than ever. But are personal finance classes the answer? In...

Kentucky one of the worst states for defaulted student loans

Madison Rexroat April 28, 2017

According to the U.S. Department of Education’s most recent ranking, Kentucky is 49th out of 50 states and the District of Columbia for defaulted student loan debt.16 percent of student loan borrowers...

New bill could make student loans tax deductible for companies

Madison Rexroat March 6, 2017

A new bill proposed last week could make it tax deductible for companies to help pay off their employees’ student debt. Only 4 percent of companies offer repayment benefits to their employees, often...

Student debt defaults double after technical error

Madison Rexroat February 10, 2017

In 2015, the Education Department revealed student loan repayment rates of over 1,000 U.S. schools. It was originally reported that at 347 of those schools, more than half of students had defaulted on...

More college women paying for school through “sugar daddies”

Madison Rexroat February 1, 2017

As college expenses increase and student debt deepens, several college women are turning to an alternative way of making money: sugar daddies.Though not a new concept, sugar baby/daddy relationships have...

Older Americans taking out student loans

Madison Rexroat January 27, 2017

Older Americans are increasingly taking out student loans as they help their children and grandchildren get an education.According to a government study released early this month, the number of Americans...

College degree pays off by 34, study says

Madison Rexroat January 17, 2017

A new study by the College Board shows that it takes an average of 12 years to gain back the cost of getting a Bachelor’s degree. In other words, the average person will be around 34 by the time they...

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